The experienced banking professionals of First Federal Bank, are active members of the community who have a vested interest in the success of its citizens and businesses. Our dedicated professionals can and will find innovative solutions and provide unparalleled service while building profitable, lasting relationships to fulfill the financial needs of the communities we serve.

Stuart Ehrlich

(678) 942-2163 Office

Stuart Ehrlich

Senior Vice President / Residential Operations Officer

Stu’s 45+ year career spans a variety of industries and is rich in experience. Working in Special Events, Operating fine jewelry stores, Human Resources and Training to finally in 2001 Stu changed gears to work in the Mortgage Industry and became Vice President of a Fortune 500 company.

In 2007, Stu joined First Federal Bank Mortgage as Vice President and General Manager of the Mortgage Division. In 2011, Stu Was named Senior Vice President of First Federal Bank and assumed the role as Director of Human Resources for the entire enterprise.

As the head of Human Resources his is responsible for Payroll, Benefits, Training, Compensation, Employee Relations, 401K and Employee Stock Purchase Plan Administration and Recruiting. Along with the Leadership Team at the Mortgage Division he was able to grow a “Green Field” start-up which began in 2007 with 9 associates to a $2B enterprise in five short years.

Todd Vickery

(404) 550-9283 Mobile
(678) 597-1019 Office

Todd Vickery

Senior Vice President, Secondary Marketing

Todd is a native of Atlanta, Georgia and received his Bachelor’s degree in Finance at Georgia Southern University. Todd has over 24 years of experience in the mortgage industry.

He began his career with HomeBanc Mortgage Corporation where he served for 17 years. Most notably, Todd eventually became Senior Vice President of Capital Markets for HomeBanc where he managed Secondary Marketing, Product Development and the relationships with key investors including Fannie Mae, Freddie Mac and Ginnie Mae.

In 2009, Todd joined Amerisave Mortgage Corporation as Chief Operating Officer. During his time at Amerisave, he established a mandatory trade desk that provided enhanced loan sale execution, approvals and ability to sell direct to all the agencies, a servicing retention platform that grew to over $6 Billion in volume and was instrumental in the development of Amerisave’s Third Party Wholesale and Correspondent Channel.

In January of 2014, Todd joined First Federal Bank as Senior Vice President of Secondary Marketing. Todd oversees all of Secondary Marketing and Investor relationships, including the agencies.

In his first year with First Federal Bank, he successfully implemented a more efficient hedge and loan sale strategy that has stabilized the mortgage division’s profitability of gain on sale and has First Federal Bank selling to a wider core group of investors and direct to Fannie Mae.