Janice O’Connell

Mortgage Banker

Fernandina Beach, Florida


As a Residential Loan officer at First Federal Bank for over 10 years, Janice O’Connell has been assisting home buyers in achieving the American dream. Focused primarily on new home buyers, Janice has been able to secure financing for home buyers throughout the country, with a wide array of financing options.


While Janice has been recognized for her achievements over the past 39 years, she has also established a strong foundation of repeat customers, and referral business.


Janice is a member and past President of the Rotary Club of Fernandina Beach, The Jacksonville Area Mortgage Professional Association, AINCAR, the local Real Estate Board and has been voted Affiliate of the year. She has volunteered with Book Island Festival and the Amelia Island Shrimp festival. She subscribes to multiple mortgage informational resources, has achieved numerous Licenses certification, and is currently taking courses on stocks and bonds.


Janice and her husband, Wayne DuBois, live on the Nassau River and share their home with Penelope and Tony Bologna, both miniature dachshunds. She enjoys boating and fishing and traveling anywhere in their motor home when she is not spoiling one of her 9 grandchildren.

NMLS: 244686

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Janice OConnell, First Federal Bank