Jonathan Pernes

Mortgage Banker

Alpharetta, Georgia

Whether you’re buying, selling, refinancing or building the home of your dreams, your next mortgage is the single biggest financial decision you will have to make.


With an ever evolving environment due to housing market changes, Federal Regulations, Underwriting and product guidelines; applying and obtaining a mortgage can seem like a stressful and scary experience.


As a Senior Loan Specialist with First Federal Bank, it is my responsibility to fully educate and guide you through the mortgage process and provide you with the best option to positively impact your personal economy.


With me as your loan specialist, you can rest assured that you are in the hands of a top professional who is able to give you precise and sound financial advice with no gimmicks or surprises. I pride myself in the fact that I give detailed options to my clients and help them structure a loan that best fits their needs.


Once the process begins, you can expect constant updates throughout each step up to closing. I am available via cell day and night including weekends. We at First Federal Bank are structured to be efficient and provide a quick and smooth process to close your loan in less time than the industry average.


I’d love for you to take some time and review all of the different loan programs, use my decision making tools and calculators, and apply for a loan in just four easy steps with our electronic loan application form.


Once I receive your application, I’ll call you to discuss the details and goals of your loan and go over multiple options to find the right lending solution for you.


I thank you for your time and look forward to working with you. And remember, at First Federal Bank, you’re a preferred client not a loan number, because we are Big Enough to Matter…Small Enough to Care!

NMLS: 983308

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Jonathan Pernes, First Federal Bank