You may have heard this old adage, “Price is what you pay, value is what you get.” A lot of lenders advertise “lowest rates” to get you in the door, but once past the sales stage, the true nature of that originator and bank reveals itself. All too often the experience is lacking and frustrating.
After working in this industry for over 15 years with several different banks, I have learned that the rate is only one piece of the complicated puzzle of getting your loan to the closing table without undue stress for my clients during a very stressful transaction. Knowledge of ever-changing and nuanced underwriting guidelines combined with the ability to orchestrate all the moving parts that happen behind the scenes are equally as important to price. Most people in life don’t want the cheapest things in life because cheap usually disappoints in the end. The same is true for the mortgage industry- you always get what you pay for.
Allow me to listen to you first to discover the emotions that are leading you to make such a big financial transaction, then let’s engage in conversation and example to help you make an informed and wise financial decision. If the chemistry aligns, you will feel confident in hiring me to handle this transaction for you and leading you through the process professionally all the way to the closing table.
At the end of our time together, I want you to feel respected, heard, served, and leave with peace and joy into your new home.