Home Mortgage Tips

25
Jan
2023

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

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Are you the type of person that struggles with remembering to pay their bills on time? You’re not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let’s take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

13
Jan
2023

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

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Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

30
Dec
2022

4 Financial Benefits of Home Ownership

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Home ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

29
Dec
2022

Graduating From College? 3 Things You Need to Know About Mortgages and Student Loans

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Are you thinking about buying a new home using a mortgage loan? If you’ve just graduated from college, you’re probably wondering how your student loans will impact a mortgage and what your options are. In today’s post we’ll share three things that you need to know about mortgages if you’re still working on paying off your student loan debt.

14
Dec
2022

How Do I Know If It’s a Good Idea to Refinance My Mortgage?

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Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In today’s post, we will explore the topic of mortgage refinancing and how to know if it is a good idea.

08
Dec
2022

A Step-by-Step Guide to Refinancing a Traditional Mortgage to a FHA Mortgage

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Refinancing a mortgage can provide a homeowner with many benefits, and many are interested in refinancing their traditional mortgage into an FHA mortgage to take advantage of low interest rates. Depending on the specific circumstances, this step may lower the monthly payment, reduce interest charges, adjust the loan term so that it is more beneficial for achieving financial goals and more.

06
Dec
2022

5 Ways That a Mortgage Can Be a Huge Benefit to Your Financial Future

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For many people, investing in a house is one of the most important purchases they will make in their lifetime. However, alongside having the comfort of your own home, there are many financial benefits associated with buying in. If you’re currently perusing the market for opportunities, here are some reasons to consider investing a little sooner.

02
Dec
2022

Understanding ‘PITI’ and What Goes in to Your Monthly Payments

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Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let’s explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each month.

18
Nov
2022

3 Ways That a Reverse Mortgage Can Transform Your Retirement

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Are you a retired individual looking for ways to increase your financial security? If so, you may have heard of a home equity conversion mortgage, more commonly known as a reverse mortgage. Used correctly, this is one of the most effective financial products for retirees who own their home.

15
Nov
2022

Mortgage 101: How Interest-Only Mortgages Work and Why They’re A Good Solution for Some Buyers

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Whether you’re a first-time homebuyer or an experienced real estate investor, if you are planning to borrow funds to buy a home you will want to choose the right mortgage product. In today’s blog post we’ll explore how interest-only mortgages work and why they’re the perfect choice for some homebuyers.

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

4 Financial Benefits of Home Ownership

Graduating From College? 3 Things You Need to Know About Mortgages and Student Loans

How Do I Know If It’s a Good Idea to Refinance My Mortgage?

A Step-by-Step Guide to Refinancing a Traditional Mortgage to a FHA Mortgage

5 Ways That a Mortgage Can Be a Huge Benefit to Your Financial Future

Understanding ‘PITI’ and What Goes in to Your Monthly Payments

3 Ways That a Reverse Mortgage Can Transform Your Retirement

Mortgage 101: How Interest-Only Mortgages Work and Why They’re A Good Solution for Some Buyers

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Closed purchase loan, Atlanta, GA

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