Mortgage

31
May
2018

Understanding Your Debt To Income Ratio

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When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt to income ratio.

24
May
2018

What You Need To Know About Your Home Appraisal And Your Mortgage

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When buying a home, there are certain steps a buyer should go through before the home sale is official. First the buyer makes the offer, then the offer is accepted.

18
May
2018

Important Reasons A Renter Should Not Pay Your Mortgage Payment

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When it comes to a property that’s been financed with a mortgage, homeowners can experience the need or desire to live elsewhere from time to time. Renting may be considered as a way to recover some of their costs when they are not using their home.

14
May
2018

SENATE PASSES BILL IMPACTING HOME LOANS

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A new law could make mortgage qualification easier. On March 14, the US Senate passed a bill aimed at rolling back regulations from the Dodd-Frank Act of 2010. The nation faced a mortgage crisis nearly 10 years ago, prompting the creation of the Dodd-Frank regulations. Currently, the US House of Representatives is considering the bill, Continue reading »

09
May
2018

Ensuring A Stress-Less Closing

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Buying a home is an exciting and exhilarating time. Between the time your offer is accepted, and when you finally have keys in hand and you are ready to step into your new home, it can be stressful. The escrow period, also known as the closing, can take the most easygoing home buyer to the brink of insanity.

08
May
2018

Don’t Let a Renter Assume Your Mortgage Payment as a Landlord

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When it comes to a property that’s been financed with a mortgage, homeowners can experience the need or desire to live elsewhere from time to time. Renting may be considered as a way to recover some of their costs when they are not using their home.

04
May
2018

Financing Your Solar Roof

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Going solar can make life sunnier for some homeowners. In addition to reducing energy dependence by “borrowing” energy directly from the sun, purchasers may also enjoy a 30 percent federal Solar Investment Tax Credit and other incentives, according to SEIA.

03
May
2018

Understanding the Basic Interest Rates Difference Between Fixed and Variable

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Home loans are available in an assortment of lending packages, but the big difference that consumers need to pay attention to at a minimum is how the interest charge is calculated. Interest is the margin that represents the profit and risk offset for a lender financing a consumer’s home purchase.

02
May
2018

5 Ways Millennial Buyers Can Snag Their Dream Home In This Sellers Market

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According to the 2017 Home Buyer and Seller Generational Trends Report, Millennials bought 34% of the homes sold; the largest of any generation last year.

26
Apr
2018

The Home-Buying Closing Process in a Nutshell

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The closing process for a home purchase is an exciting time. The home is finished, the purchase is ready to be finalized and it’s almost time to move in. The final steps of the closing process ensures both parties are able to meet their requirements and all the paperwork is in place and verified.

Understanding Your Debt To Income Ratio

What You Need To Know About Your Home Appraisal And Your Mortgage

Important Reasons A Renter Should Not Pay Your Mortgage Payment

SENATE PASSES BILL IMPACTING HOME LOANS

Ensuring A Stress-Less Closing

Don’t Let a Renter Assume Your Mortgage Payment as a Landlord

Financing Your Solar Roof

Understanding the Basic Interest Rates Difference Between Fixed and Variable

5 Ways Millennial Buyers Can Snag Their Dream Home In This Sellers Market

The Home-Buying Closing Process in a Nutshell

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