Mortgage

04
May
2018

Financing Your Solar Roof

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Going solar can make life sunnier for some homeowners. In addition to reducing energy dependence by “borrowing” energy directly from the sun, purchasers may also enjoy a 30 percent federal Solar Investment Tax Credit and other incentives, according to SEIA.

03
May
2018

Understanding the Basic Interest Rates Difference Between Fixed and Variable

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Home loans are available in an assortment of lending packages, but the big difference that consumers need to pay attention to at a minimum is how the interest charge is calculated. Interest is the margin that represents the profit and risk offset for a lender financing a consumer’s home purchase.

02
May
2018

5 Ways Millennial Buyers Can Snag Their Dream Home In This Sellers Market

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According to the 2017 Home Buyer and Seller Generational Trends Report, Millennials bought 34% of the homes sold; the largest of any generation last year.

26
Apr
2018

The Home-Buying Closing Process in a Nutshell

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The closing process for a home purchase is an exciting time. The home is finished, the purchase is ready to be finalized and it’s almost time to move in. The final steps of the closing process ensures both parties are able to meet their requirements and all the paperwork is in place and verified.

18
Apr
2018

Pros and Cons of Adjustable Rate Mortgages

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When you are in the market for a new home, you may be faced with numerous options for financing your home. One of the choices you will have to make is whether to apply for a fixed or adjustable rate mortgage. In some cases, an adjustable rate mortgage (ARM) may be your best option, but keep in mind, they are not the answer for everyone.

17
Apr
2018

Should You Pay Discount Points When You Get Your Mortgage?

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One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to buy “discount points” to lower your interest rate.

12
Apr
2018

Look Beyond The Interest Rate: What Else Matters When Choosing A Mortgage Lender?

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Most consumers securing a mortgage plan to remain in that loan for 30 years. During that time, the borrower maintains a relationship with the loan servicer or lender. Most often, home buyers do not think twice about who the mortgage lender is, but rather focus on the interest rates offered.

11
Apr
2018

How The 2018 Tax Changes Can Affect Your Mortgage

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When the chatter was at its peak on the 2018 tax law changes being proposed, one of the big areas of concern for homeowners was the elimination of the mortgage interest deduction. Right behind that issue was a similar treatment with regards to property tax deductions.

10
Apr
2018

Manage These 3 Items Before Applying For A Mortgage

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Mortgage lenders weigh the risk of getting their principal and interest paid back by looking at the qualities of the prospective borrower. Due to the amount of money being requested and lent to purchase homes, those requirements can become daunting.

05
Apr
2018

Should You Consider an Adjustable Rate Mortgage For Your Home Purchase?

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With mortgage rates finally looking like they may move upward a bit as the overall market improves the adjustable rate mortgage starts to come into play again.

Financing Your Solar Roof

Understanding the Basic Interest Rates Difference Between Fixed and Variable

5 Ways Millennial Buyers Can Snag Their Dream Home In This Sellers Market

The Home-Buying Closing Process in a Nutshell

Pros and Cons of Adjustable Rate Mortgages

Should You Pay Discount Points When You Get Your Mortgage?

Look Beyond The Interest Rate: What Else Matters When Choosing A Mortgage Lender?

How The 2018 Tax Changes Can Affect Your Mortgage

Manage These 3 Items Before Applying For A Mortgage

Should You Consider an Adjustable Rate Mortgage For Your Home Purchase?

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